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This video will tell you from a mortgage pro what the lenders are looking for. Learn tips on how to improve your scores when your looking for a home or mortgage loan. Rates are tied directly to what you credit score is and today, your ability to qualify for a home loan is tied directly to your scores and credit history. Get a better rate, refinance, or get a purchase loan with great scores. Important tips to follow up on for home loans. Better credit means better rates and less in fees from lenders.